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Economic Stimulus Package: Free $800

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The President and the Congress are discussing ways to give America an economic boost. Anyone who is paying the attention to the news and the markets knows that part of this country’s current problems are rooted in the housing bust and part of the problem is due to the fact that banks are becoming more conservative with their lending policies. There’s nothing much you can do about the banks – they’ll do what they want with their money and that’s that. Sucks. And for those of us who have worked in the housing market and studied the housing market, we saw the big downfall coming years ago, but no one listened.

All of that aside, I am glad that the Republican President and the Democratic Congress are working together in a spirit of bipartisanship to give America the boost that it needs. One of the ideas going around is to give all taxpayers an $800 rebate check as early as in the next few weeks. I have to say, this is scary for a variety of reasons.

First, I don’t know what your finances are like, but while I certainly wouldn’t scoff at $800 it really isn’t enough to make a dent in my financial portfolio. And I should preface the previous sentence by saying that I spend between 45 and 60 minutes each day going over my finances and that I’ve made tremendous strides financially in the last 18 months. Still, getting an $800 check would be nice, but it would only remind me how much of a hole that I’m in (thanks student loans!).

Second, I can only think about those bozos down in New Orleans who got free government and charity money to the tune of some $2,500 per person…and then spent that money on alcohol, new shoes, lingerie, and electronics. Folks, while these creature comforts may give you a feel good feeling right now, they’re not going to do a damn thing to help your financial well-being in the long run. I just imagine some 280 million taxpayers getting an $800 check and the only companies that see their profits go up are Nike, Apple, and Sony.

Finally, the cost of living isn’t stabilizing – it’s going up! The cost of a gallon of gas is getting higher each month, the cost of milk (yes…milk) is going up, and the cost of general groceries is going up. If it is used wisely, getting an $800 check today will help put food on the table tomorrow. But will it provide food for our tables this summer? Next fall? Next year? Unlikely.

Unfortunately this is one of those situations where there are no easy answers. Part of me wants to say that we, as a country, made this bed for ourselves and now we have to lie in it. Mortgage borrowers largely knew that their subprime loans were loaded with risky features and they knew that they were buying houses that were too big for their budgets. Yes, there was some chicanery in some housing markets, but of the millions of subprime loans only a fraction fall into that category. So in this respect, part of me believes that we have reaped what we’ve sewn.

Believing that, however, isn’t going to kick the economy in the ass. What should we do to stimulate the economy? Those $800 checks are a good start, but reducing the cost of living for all Americans will be a great second step.

A Sad Day for The Founding Fathers

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New Jersey, in its infinite stupidity, passed legislation yesterday endorsing the National Popular Vote movement. In short, this legislation has the potential to undermine the Electoral College and give the state’s Presidential electors to the candidate who wins the national popular vote. Think of it as the no-thought-needed “fix” to the Electoral College.

Of course by passing this legislation, the NJ lawmakers must assume that all of New Jersey believes that the Electoral College needs to be “fixed” in the first place (all of New Jersey – because every single New Jersey voter is affected). Further, this legislation assumes that not only should the Electoral College be fixed, but that this is the right way to do it (which it obviously is not). But in today’s world of quick fixes and easy answers, I’m not sure anyone would care why this is not the right way to handle the Electoral College. So for those of you who don’t want to think, go ahead and skip over to another website at this point – I’m going to attempt to explain why this legislation sucks.

First, it’s a fringe piece of legislation that could only actually take effect if states with a combined 270 electoral votes pass it. In other words, we’ve now suited up New Jersey in her best game garb and set her on the sidelines, waiting to be let into the game. Until enough states pass this legislation, it essentially means nothing and has no bearing on the current system. Why is this dangerous? Because by passing this bill, New Jersey’s politicians (who have proven their ineptitude almost on an hourly basis) now believe they are “done” with this issue. Nothing could be further from reality.

Second, the Electoral College was set up as a Constitutional compromise between those states who wanted direct election of the President and those who wanted a more Parliament-like system where the Congress chooses the candidate. People today think of the American system of government too much like the rest of the world’s governments. We’re not like the rest of the world! Direct elections in another country do not mean that Americans should have direct elections! Our Founding Fathers specifically moved AWAY from that form of elections. And don’t go crying about changing with the times. Bullshit on that relativist philosophy. Change is the precursor to revolution and in the only country in the world with mandated suffrage for each and every color, creed, and gender of human being, the only revolution that we truly need is an educational one (perhaps starting with history).

Third, the Electoral College gives the states power. Don’t believe me? Go back in time about 20 days ago before Iowa held their caucuses and New Hampshire held their primary and tell me that Iowa and New Hampshire voters didn’t have each and every one of their concerns addressed by the Presidential candidates. Take a trip down to South Carolina or Florida or over to Michigan and tell me that issues that directly effect those states aren’t being thought about, dissected, and presented with solutions by the candidates. The Electoral College ensures that ALL states have a say in who becomes President. To be an American is to accept that we are a nation that is comprised of 50 individual states who are joined together under a federal system of government. Period. This is not a nation that has federally controlled districts with federally installed Governors.

And fourth, in our current system, a candidate needs to win all of those middle states with lower electoral vote counts in order to be competitive in the final count. But – did you know that you only need to win the 12 states with the biggest electoral vote counts to win the Presidency? That means that 38 other states can think one thing, but if the 12 biggest states think something else, they win. That’s an abomination of what the Founding Fathers wanted for this country. And whether the relativists of today like it or not, what the Founding Fathers wanted hundreds of years ago IS relevant to today’s politics because this is America, the great political experiment in liberty.

Under the national popular vote system, all that matters is that a candidate win major population centers, not states. Endorsing the national popular vote system is endorsing the idea that states’ rights don’t matter – the exact opposite of what our Founding Fathers fought for so many years ago. How could ANY of the concerns of middle America or rural areas ever be addressed if all a candidate needed to win the election was to win the New York City area, Los Angeles area, Dallas area, Chicago area, and Atlanta area votes? What about Fort Worth, Texas? What about Bismark, North Dakota? What about the entire states of Montana, Idaho, and Wyoming?

Endorsing the national popular vote says that we don’t care about what our fellow Americans needs are in other, smaller states and other, smaller population centers. It’s an abomination. If the national popular vote succeeds and enough states endorse it, then it really might be time to change the name of this country because we will no longer be the America that was founded on all of those idyllic principles so many years ago. We’ll be a different country with different goals – hell, we might as well erase the lines between our states because they won’t matter any more.

It’s disgusting.

A better option would be to follow what Nebraska and Maine do with their electors. Since each state has a number of electors equal to their number of Senators and Congressmen, the candidate who wins the popular vote in the state gets the 2 “senator” votes and the rest of the electoral votes and divided into Congressional districts. If you win all of the Congressional districts in a state, you win all of the electoral votes. If you win 3 of 7 districts, you get 3 electoral votes.

This is the only fair, reasonable, LOGICAL alternative to the current system.

Katrina Claims Total $3,014,170,389,176,410

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Yes, you read that right. The “victims” of Hurricane Katrina are suing the US Government for $3,014,170,389,176,410. In the written word, we’d call that three quadrillion, fourteen trillion, one hundred and seventy billion, three hundred and eighty nine million, one hundred and seventy six thousand, four hundred and ten dollars. This is absolutely disgusting.

I was among the first to say that the US Government really bungled the clean-up efforts with Hurricane Katrina. It was obvious and we all watched it happen on every cable news network.

However…

We watched BEFORE the storm as thousands of residents said they were not leaving their homes in New Orleans no matter what. We watched BEFORE the storm as local politicians allowed dozens and dozens of school buses to sit empty on school property as opposed to transporting out those residents who did want to leave. We watched AFTER the storm as roving street gangs fired gunshots in the air to ward off other street gangs. We watched AFTER the storm as residents who were given relief debit cards to buy food and clean drinking water spent that money on alcohol, Victoria’s Secret, and $100+ sneakers.

If this case isn’t immediately dropped as soon as it hits a judge’s desk, then I think the rest of America has the right to file a one hundred quadrillion dollar case against New Orleans. That’s right…one hundred quadrillion dollars!

This whole thing is so stupid it actually makes me sick.

The Danger of Harping on “Change”

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Unless you live under a rock or you don’t follow politics to any great degree, then you know that the new buzzword in the Presidential campaigns is “change.” The Iowa caucuses and the national polling data all indicate that the people want change from their government. I agree – I want change from my government, too. So far in the campaign the term “change” has largely benefited Senator Barack Obama, though the Republicans and Senator Hillary Clinton are trying to put the concept of change to work for their campaigns.

But I hope someone who is working for their individual campaigns is telling these candidates that winning the Presidency on the concept of “change” is not the best way to win the hearts and minds of the populace in the long-term. Why, you ask? Simple. What does change mean to you?

Think about it. What does change mean to you? Change, to me, means that I won’t be stuck in a position where roughly 35% of my income goes towards paying student loans when I was a straight A student all throughout my academic career. My change means that my desire to trade in my current gas-guzzling SUV for a hybrid car would become a reality in short order (my finances say otherwise). For me, change means that we stop spending hundreds of BILLIONS of dollars on other countries and we redirect that money back into America and American technology. I consider change no longer hearing the right/left bickering in America and, instead, seeing a strong third party or even a third and fourth party rise to break the grip that this double-headed monster has on American politics.

I could go on and talk about how change should mean more tax dollars directed towards upgrading America’s physical infrastructure (roads and bridges) and how change means that local police forces will be mandated to truly serve and protect and not act as a fundraiser for local governments. I would say that change means taking care of unfinished business: i.e. making the accepted language for the last 400 years in the American settlements, colonies, and states the official language of this country. Change should mean that if the United Nations is going to be a feasible world-body, then it should be equitably funded by ALL member countries and it should be corruption free. My concept of “change” means that we – as a nation – will respect every last letter in the Constitution and if that means that the majority of America rules over the minority, then that’s what it means (it’s what it’s supposed to mean!).

There’s so much more that “change” means to me, but this is exactly my point. Any Presidential candidate who embodies change (and Obama embodies it the most right now) will need to have a clearly defined agenda during the second half of this Presidential campaign. Saying “change” will win primaries today and it may win an election tomorrow, but when the American people do NOT see things changing around them, then things can start to get very, very ugly.

What does change mean to you? I’d be interested to know.

Mike Huckabee vs. Ocean Township, NJ

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After listening to Governor Mike Huckabee make a great comment during the ABC News Presidential debates tonight, I had to quote him here. When asked about illegal immigration and what he would do, Governor Huckabee said a bunch of things, but one quote caught my mind:

“When people live in the United States, they ought to have their head up – they ought not to live in fear. Everytime they see a police car, they shouldn’t run and hide. Nobody ought to live like that in this country.”

Ha ha ha ha!!! Governor Huckabee!

I like Governor Huckabee – I really don’t have any major gripe against him, but at this point in the campaign I really don’t have a desire to learn much more about where he stands on each issue (remember, as an independent I can’t vote in New Jersey’s primaries without declaring a party – which I won’t do). But let me make this comment about Governor Huckabee’s quote up there…

As a person with a larger-than-normal degree of empathy, I can appreciate the fact that illegal immigrants are forced to live in a manner that many of us find abhorrent. Yet while I find the Governor’s statement to be a great political quote and one worthy of repeating, I wonder when a candidate will step up and make the same, truthful comparison about the good old boy system that has ravaged New Jersey and many other areas of this country.

In other words, I lived through some of the worst abuses of civil liberties that I’ve ever seen when I was a college student renting a home in Ocean Township, New Jersey. Police officers sat outside of our house, they routinely followed my roommates into the driveway of our home and questioned them at all hours of the day (and night), they would open up the front door of our house at 2am and walk through and tell us they were “just checking” even when only 2 people were home. It was a disgusting abuse of power that took place 6 – 8 years ago and to this day my roommates and I have a great disgust for the Ocean Township law enforcement and a much greater disgust for the anti-college student feeling in Ocean Township.

We ARE the people who see police cars with “Ocean Township” on the side of them and we attempt to run and hide because we know that in this town you can be arrested (or at least given a big money ticket) for simply being in the wrong place at the wrong time. It’s happened to my former roommates, it’s happened to our friends, and it’s happened to me damn it. And I don’t buy the crap that we were “rowdy college students living in family neighborhoods.” Bullshit on that! We weren’t nearly as rowdy as the “family” that lived two doors down from us with the high school-aged daughter who was selling drugs to half of the town. Our rent (our very HIGH rent, I might add) paid the same taxes the rest of the town paid. And, we added a great deal to the local economy.

So I love Governor Huckabee’s comment that no one in America should live in fear of the police. But what happens when the local police (or an entire state’s police system) has turned into nothing more than a civil liberties abusing fundraising arm of the politicians? It’s disgusting and if America really wants “change” then we all need to start by no longer permitting the vast abuses of power that we see at the local level.